Skip to main content
Insurance Guide Logo

Sympany Health Insurance: Your Path to Flexible Coverage in Switzerland

Navigating Swiss health insurance can be daunting. But don't worry—we've done the research for you. Sympany is a noteworthy option to consider. Here's why Sympany stands out.

Navigating Swiss Healthcare with Sympany

With over 200,000 insured members, Sympany Health Insurance remains a reputable player in the Swiss health insurance market. Founded in 1914 as ÖKK and headquartered in Basel, Sympany has evolved into a modern provider offering core health coverage along with a range of supplementary health insurance options.

Founded in 1914

Over a century of experience serving Swiss residents with trusted healthcare coverage.

200,000+ Members

A growing community of satisfied policyholders across Switzerland.

245% Solvency Ratio

Strong financial stability ensuring reliable coverage and prompt claims handling.

Why Consider Sympany?

  • Clarity of Information
  • Ease of Communication
  • Attractive Premium Options

Learn more about switching insurance: How to Change Health Insurance or Get New Health Insurance

Basic Insurance: Multiple Models for Personalized Care

Under Swiss law, basic health insurance is compulsory. Sympany complies by offering mandated benefits while providing several models to help manage costs and flexibility:

Classic Model

Complete freedom in choosing healthcare providers

Free choice of doctor across Switzerland

FlexHelp24

Telmed/HMO hybrid with premium savings of 14-17%

Video consultations or partner practice visits

casamed HMO

Group practice model with 10-17% premium reduction

Coordinated care through HMO centers

casamed Family Doctor

Family doctor as first point of contact

6-12% premium savings with trusted GP care

casamed pharm

Start with pharmacy consultation

9-14% reduction through pharmacy first approach

callmed24

24/7 telemedicine service

8-14% savings with MedGate support

Supplementary Insurance: Closing Coverage Gaps

Basic insurance sets the foundation, but supplementary insurance fills coverage gaps. Sympany offers a variety of add-ons to enhance your healthcare coverage:

Hospita Hospital Insurance

  • Hospita Générale: General ward coverage
  • Hospita Demi-privée: Semi-private ward
  • Hospita Privée: Private ward access
  • Hospita Flex & Globale: Flexible worldwide coverage

Outpatient Supplements

  • Alternative medicine coverage
  • Vision care (glasses/contacts)
  • Preventative treatments
  • Non-reimbursed medications

Dental Insurance

  • 50-75% cost reimbursement
  • Flexible maximum coverage limits
  • Free for children up to age three
  • Orthodontic treatment coverage

Travel & Additional Coverage

  • Worldwide travel insurance
  • Emergency medical assistance
  • Repatriation coverage
  • Additional protection options

Fitness and Wellness Benefits

Stay Active with Sympany

Sympany supports your active lifestyle with generous fitness contributions. Their supplementary insurance plans can cover up to 50% of your annual gym membership costs, making premium fitness facilities more accessible.

Learn how to get up to 600 CHF/year for your fitness activities →

Ready to Find Your Perfect Insurance Match?

Schedule a free consultation with our English-speaking insurance experts. We'll help you navigate the Swiss insurance landscape and find the best coverage for your needs.

Book a Meeting