Sympany Health Insurance: Your Path to Flexible Coverage in Switzerland

Navigating Swiss health insurance can be daunting. But don't worry—we've done the research for you. Sympany is a noteworthy option to consider. Here's why Sympany stands out.

Navigating Swiss Healthcare with Sympany

With over 200,000 insured members, Sympany Health Insurance remains a reputable player in the Swiss health insurance market. Founded in 1914 as ÖKK and headquartered in Basel, Sympany has evolved into a modern provider offering core health coverage along with a range of supplementary health insurance options.

Founded in 1914

Over a century of experience serving Swiss residents with trusted healthcare coverage.

200,000+ Members

A growing community of satisfied policyholders across Switzerland.

245% Solvency Ratio

Strong financial stability ensuring reliable coverage and prompt claims handling.

Why Consider Sympany?

•Clarity of Information
•Ease of Communication
•Attractive Premium Options

Learn more about switching insurance: How to Change Health Insurance or Get New Health Insurance

Basic Insurance: Multiple Models for Personalized Care

Under Swiss law, basic health insurance is compulsory. Sympany complies by offering mandated benefits while providing several models to help manage costs and flexibility:

Classic Model

Complete freedom in choosing healthcare providers

Free choice of doctor across Switzerland

FlexHelp24

Telmed/HMO hybrid with premium savings of 14-17%

Video consultations or partner practice visits

casamed HMO

Group practice model with 10-17% premium reduction

Coordinated care through HMO centers

casamed Family Doctor

Family doctor as first point of contact

6-12% premium savings with trusted GP care

casamed pharm

Start with pharmacy consultation

9-14% reduction through pharmacy first approach

callmed24

24/7 telemedicine service

8-14% savings with MedGate support

Supplementary Insurance: Closing Coverage Gaps

Basic insurance sets the foundation, but supplementary insurance fills coverage gaps. Sympany offers a variety of add-ons to enhance your healthcare coverage:

Hospita Hospital Insurance

•Hospita Générale: General ward coverage
•Hospita Demi-privée: Semi-private ward
•Hospita Privée: Private ward access
•Hospita Flex & Globale: Flexible worldwide coverage

Outpatient Supplements

•Alternative medicine coverage
•Vision care (glasses/contacts)
•Preventative treatments
•Non-reimbursed medications

Dental Insurance

•50-75% cost reimbursement
•Flexible maximum coverage limits
•Free for children up to age three
•Orthodontic treatment coverage

Travel & Additional Coverage

•Worldwide travel insurance
•Emergency medical assistance
•Repatriation coverage
•Additional protection options

Fitness and Wellness Benefits

Stay Active with Sympany

Sympany supports your active lifestyle with generous fitness contributions. Their supplementary insurance plans can cover up to 50% of your annual gym membership costs, making premium fitness facilities more accessible.

Learn how to get up to 600 CHF/year for your fitness activities →

Ready to Find Your Perfect Insurance Match?

Schedule a free consultation with our English-speaking insurance experts. We'll help you navigate the Swiss insurance landscape and find the best coverage for your needs.