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Atupri Health Insurance Guide for Expats 2025
Atupri is a modern, customer-focused health insurer in Switzerland, known for its digital services and flexible models. This guide provides English-speaking expats with everything needed to choose the right Atupri plan.
Why Consider Atupri? A Modern Approach
Switzerland has over 50 health insurance providers. Your decision should factor in:
- Trust & Reputation
- Flexibility & Coverage Depth
- Financial Stability
- Customer Support
Atupri Health Insurance shines through its modern approach, emphasis on prevention, and diverse supplementary options. If you're new to Switzerland or considering a provider change, these advantages may give you the confidence to align your health plan with your specific needs.
Atupri Basic Insurance – Flexible Models for Every Need
All Swiss insurers must offer basic insurance covering legally mandated care. Atupri provides multiple models to fit different preferences and budgets:
Standard (Free Choice)
- Full freedom to choose any doctor or specialist without prior consultation.
- Individuals who want direct access to healthcare providers without referrals.
CareMed (Family Doctor)
- Your chosen family doctor is your first point of contact for coordinated care.
- Those who value a long-term relationship with a single physician.
HMO (Group Practice)
- Access a designated Health Maintenance Organization (HMO) clinic for lower premiums.
- Budget-conscious policyholders open to a streamlined, network-based approach.
TelFirst (Telmed)
- Consult a medical professional via a telemedicine partner before visiting a doctor.
- Busy individuals who appreciate convenience and remote consultations.
FlexCare (Hybrid)
- Combines TelFirst and HMO benefits, offering flexibility for each health concern.
- Urban dwellers seeking flexible, digitally-supported access to care.
Supplementary Insurance: Tailor Your Coverage
Basic insurance is just a start—Atupri's supplementary plans let you close coverage gaps and enhance benefits, from dental treatments to alternative medicine.
Mivita
A core supplementary solution adapting to your personal situation, covering alternative therapies, eyewear, prevention, and treatments abroad.
Ambulatory & Dental
Boost outpatient care or secure reimbursement for dental visits. The "Denta" plan helps cover routine treatments and orthodontics.
Hospital Insurance
Upgrade from general ward. Choose semi-private, private, or flexible 'Comforta' options for your hospital stay.
Travel & Other Extras
Ensure you're protected on the move with travel insurance. Atupri also provides daily allowance, death, and disability coverage.
Atupri's Digital Focus: Prevention and Accessibility
Atupri emphasizes digital healthcare solutions, offering tools that simplify managing your insurance. Their approach promotes prevention by supporting wellness programs and providing accessible customer service.
Digital Tools
Manage your insurance and claims easily through modern digital solutions.
Prevention Focus
Access wellness programs and health promotion initiatives.
Customer Service
Clear, accessible support when you need it most.
Cost Savings
Digital efficiency translates to competitive premiums.
Discounts and Special Offers
Maximize savings through alternative models like CareMed, TelFirst, or HMO, which offer premium discounts. Higher deductibles can further reduce monthly costs.
Families may benefit from discounts on Mivita supplementary insurance for children and young adults. These incentives reflect Atupri's effort to provide value.
Switching to Atupri: What You Need to Know
Switching insurers in Switzerland is straightforward. For basic insurance, you can change by giving notice before November 30. Most switches become effective on January 1.
Assess Needs
Decide if you want free choice of doctor, a family doctor, or an HMO approach.
Compare & Calculate
Use our Premium Calculator AI to see potential savings with Atupri.
Check Notice Periods
Follow our guide on changing health insurance to ensure a smooth transition.
Consult Experts
Our team can help customize your Atupri coverage to your exact needs.
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Frequently Asked Questions
Contact Information
Atupri Health Insurance
Zieglerstrasse 293001 Bern