Insurance Providers

Assura Health Insurance:
Your Detailed Guide to Swiss Coverage

Navigating Swiss health insurance can feel like tackling a complex puzzle. But don't worry. I've done the homework for you, and Assura is one of the options you might consider. Let's break down what this provider offers.

Assura - A Decent Choice for Insurance

With over 1.1 million policyholders, Assura is a significant player in Switzerland’s health insurance scene. But what should you know about their offerings?

Through Expat Savvy, Assura provides tailored support to the international community, ensuring clear communication and smooth handling of all insurance matters.
Reach out to Expat Savvy for a consultation.

Basic Insurance: Your Health Safety Net

Choosing the right basic insurance is crucial. Assura offers three main models:

Standart Model

This plan gives you the flexibility to choose any doctor or specialist you want. Ideal if you prefer having the freedom to decide where to get your medical care.

General Practitioner Model

This plan gives you the flexibility to choose any doctor or specialist you want. Ideal if you prefer having the freedom to decide where to get your medical care.

HMO Model

Perfect for those looking to save on premiums. Visit a doctor within a Health Maintenance Organization (HMO) network first, and they will guide you to further treatment if needed.

All these models cover essential services such as illness, pregnancy & accidents. It’s about how you access care & how much you pay.


Supplementary Insurance: Tailored Coverage for Extra Peace of Mind

Basic insurance is just the beginning. Assura’s supplementary plans offer extra protection:

OPTIMA

Designed for those who want additional coverage. It includes benefits for alternative medicine treatments, preventive care, and non-prescription drugs.

Complementa

A comprehensive plan that covers services beyond basic insurance, including contributions for glasses, contact lenses & gym memberships. Perfect for those leading an active lifestyle.

HOSPITAL

This plan offers various levels of hospital coverage, from general ward up to semi-private and private rooms. It ensures you get the preferred level of comfort during hospital stays.

DENTAPRIS

Dental care can be expensive. This plan provides coverage for routine dental care, orthodontics, and other complex dental treatments. However, coverage for children's dental care isn’t as robust as other providers. Protect your smile without breaking the bank.


Basic insurance is just the beginning. Assura’s supplementary plans offer extra protection:

Why Expats Should Consider Assura

Moving to a new country is challenging enough without language barriers complicating your healthcare. Here's what to keep in mind about Assura:

English Support

While Assura offers translation services, their support may not be as strong as other providers.

Expat-Friendly Plans

Assura's international support helps expats navigate healthcare abroad & get the treatment needed without hassle.

User-Friendly App

Assura's international support helps expats navigate healthcare abroad & get the treatment needed without hassle.

Choosing Wisely

With over 65 health insurance providers in Switzerland, making a choice can be daunting. Here’s a tip: consider a free consultation with an expert. They’ll help you find the best Assura plan for your needs & budget.

At Expat Savvy, we specialize in guiding the international community through Switzerland's complex health insurance landscape. While Assura may not be the top choice for English-speaking expats, we can help you navigate their offerings and compare them with other providers to find the best fit for your needs.
Contact Expat Savvy for a personalized insurance consultation.

Why Assura is Worth Considering

Assura is known for its lower premiums over the years, although recent changes in risk compensation have affected this advantage. It is more than just an insurance company – it offers various comprehensive plans & flexible options, though it may lag in customer care and support services. Whether you’re a native or new to the country, Assura ensures you have some of the essential coverages you need to navigate Switzerland’s healthcare system.

Ready to simplify your health insurance? Check out Assura. It might just fit your needs.

Contact Information
Assura

Postfach 533
1009 Pully, Switzerland

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