What insurance is mandatory in Switzerland?

In Switzerland, health insurance (KVG/LAMal) is mandatory for all residents. Car insurance (at least third-party liability) is required for vehicle owners. Building insurance is also mandatory for property owners in most cantons.

Which insurance types are recommended for expats in Switzerland?

Besides mandatory health insurance, expats are recommended to have personal liability insurance, household contents insurance, and legal protection insurance. If employed, accident insurance is typically provided by the employer.

How can I find the best insurance deals in Switzerland?

Compare different insurance providers using comparison platforms, check for bundle discounts when combining multiple insurance types, and review coverage options carefully. Consider factors like deductibles, coverage limits, and additional services offered.

When can I change my insurance providers?

For basic health insurance, you can change providers by November 30th for the following year. Most other insurance types can be changed at the end of their contract period, typically with 3 months' notice. Check your specific contract for exact terms.

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